A Little Credit Due

What we own ... or what we owe, Is more than numbers on a balance sheet. Yet we're often reduced to a figure, That claims existence before we meet. So we hustle to settle the score, Throughout a lifelong FICO maze. As if we're a rodent chasing cheese, Inside a laboratory for untold days. Within the palace walls of high-finance, Sit bespectacled guru's towards our fate. Crunching numbers next to our dreams, While reaching limits, forever late. This reality forms an economic backbone, Allowing for judgement and eternal debt. While we struggle & reach for something better, A gratuitous path might extend some extra credit.