[n] people who are fearful and cautious; "whitewater rafting is not for the timid"
[adj] unwilling to take risks
[adj] cautious in attitude and careful in actions; prudent; "a cautious answer"; "very cautious about believing everything she was told"
[adj] showing careful forethought; "reserved and cautious; never making swift decisions"; "a cautious driver"
[adj] avoiding excess; "a conservative estimate"
cagey, cagy, careful, chary, conservative, dilatory, fabian, gingerly, guarded, moderate, overcautious, restrained, timid, unadventurous