I was sent a letter by State Farm insurance company that I had until July 10 to replace my roof or they would terminate my homeowners insurance. My husband and I had talked about it back before he died but my mind had not been on replacing a roof, but I was aware that I needed to soon get someone in to give me a price. I resent the insurance company telling me that I had to replace my roof in only 4 1/2 months time. I needed to get the tree down before they did the roof because the huge tree was causing moss to grown on the roof, the leaves and debris were getting in the gutters, etc.