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Poem

Imagine there is a bank that credits 
Your account each morning with $86,400.00
It cares over no balance from day to day
Every evening it deletes whatever part
Of the balance you failed to use during the day
What would you do?
Draw out every cent, of course!
Each of us has such a bank
It's name is TIME
Every morning it credits you
With 86,400 seconds
Every night it writes off,
As lost, whatever of this
You have failed to invest to good purposes.
It carries over no balance
It allows no overdrafts
Each day it opens a new account for you
At night it burns the remains of the day
If you fail to use the day's deposits,
All that is lost is yours.
There is no going back
Plus there is no drawing against "tomorrow".
You must live in the present
On today's deposits
Invest it so as to get from it
The utmost health, happiness, and success!
The clock is running
Make the most of today
To realize the vaule of One Year
Ask a student who failed a grade
To realize the vaule of One Month
Ask a mother who gave birth
To a pre-mature baby
To realize the vaule of One Week
Ask the editor of a weekly newspaper
To realize the vaule of One Day 
Ask a daily wage laborer
With kids to feed.
To realize the vaule of One Hour 
Ask the lovers who are waiting to meet
To realize the vaule of One Minute
Ask a person  who missed the train
To realize the vaule of One Second
Ask a person who just avoided an accident
To relaize the vaule of One Millisecond
Ask the person who won
A sliver medal in the Olympics
Treasure every moment that you have
And treasure it more
Because you was able to share it 
With someone special
Special enough to spend your time.
And remember that time waits for no one
Yesterday is history
Tomorrow is a mystery
Today is a gift
That's why it is called the present!

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