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2015 SA and the world drowning into

As Christmas and New year approached,
Our nerves got shaken,
And as we received our bonuses,
And others withdrawn their long saved money,
Everybody headed home with pride,
To show people that they are so paid,
To show that they have saved much,
And the banks with their temporary loans,
Their long term loans in advert,
The loan shucks and their promotions,
Shops with their account and tactics of paying after,
We borrowed and bought on credit,
We added debts on debts,
So foolish we used our money,
Some pleased the friends with bonuses and salaries on booze,
Forgetting that money does not grow on trees,
We work hard to get this called money,
So foolish our money spent and finished,
Endless trips, booze, useless purchases,
Uncalculated expenditures, 
Until pockets get dry.

2015, we are bankrupt,
No-more peace at homes,
We have to go back to our workplaces,
The banks are going to need their first installment,
Shops need repayments,
Loan shucks started to send repayments reminders,
Some cards and ID books are locked in loan-shucks, 
And what about our previous repayments on the list?
Childrens want to go back to school on new uniform,
We need to have food to survive,
We need patrol for our first month to work,
This is too much to handle on human being,
We went back to the loan shucks,
To the banks for loans,
To shops and other places for instant loans,
To survive the first month our year,
2015, we got into the dam of debts,
Welcome to the world of debts,
As we start the year with debt,
The year-end will still be debt,
In South Africa and the World,
Swimming in debt,
Drowning-drowning into debt.

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