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Kirstie Fontes's Blog

About Kirstie Fontes
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Woman, Libra, Mother, Daughter, Sister, Portuguese, Singer, Writer, Reader, Pepsi Drinker, Texter, Music Lover, Friend, Shopaholic, Picture Taker, God’s Child, Romantic, Brunette, Movie-goer, Meat Eater, Spectator, Day Dreamer, Homebody, People Watcher, Optimist, Sun Lover, Odd Ball, Prayer, Introvert, Finger Crosser, Believer.


First Time Home Buyer.


Blog Posted:7/10/2007 2:55:00 PM
 

I have been working on buying my first home for about a year now.  The credit is cleaned up and the financing is there.  I put in an offer on a house last night and found out this morning that it was accepted.  I'm really not sure if I should be elated or scared out of my mind.  This has always been such a big deal to me.  It’s always been something I avoided due to fear.  It is just such a big step.  I would love to receive any insight or suggestions on this matter.

Thank you soup family,

Kirstie  

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  1. Date: 7/13/2007 6:09:00 PM
    Buying a house is both, joyous and stressful. Remember to breath and like a wise boy scout once said, always be prepared.....good luck and congratulations!!! Crystal

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  1. Date: 7/13/2007 6:30:00 AM
    Having been in finance for over twenty years, I would simply suggest this: Watch out for extra hidden fees, changes in the final paperwork, etc. You MUST stay on top of things or the lender will eat you for lunch. There are many predatory lenders out there, especially when it comes to someone as yourself who has "cleaned up" their credit: many lenders will boost things to suggest you didn't qualify, things "changed", etc. READ THE FINE PRINT, DO NOT SIGN WITHOUT AN ATTORNEY!

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  1. Date: 7/10/2007 4:38:00 PM
    Go for the house. You're building equity and net worth, instead of dropping it down a rental drain. Don't forget that when you are 55 or over you can sell the home for up to a quarter million without paying taxes on the profit. There are advantages to both. You just have to weigh them both and do what's best for you and the family. Have a great day. Vince

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My Past Blog Posts

 
How do I go on..........
Date Posted: 8/11/2013 8:23:00 AM
My life is in a shit house....
Date Posted: 5/23/2012 4:03:00 PM
Happy Veterans Day
Date Posted: 11/11/2010 7:41:00 AM
Man's Search for Meaning
Date Posted: 9/13/2010 1:41:00 PM
On the issue of taking kids to school on the first day...
Date Posted: 8/30/2010 10:05:00 AM
WAITING..........
Date Posted: 6/22/2010 11:51:00 AM
Que Sera, Sera
Date Posted: 8/11/2009 9:21:00 AM
I'm Back .... Kinda
Date Posted: 12/3/2007 12:48:00 AM
Now I have Pneumonia!!!!!!!
Date Posted: 10/19/2007 6:03:00 PM
Thanks to all my Poetrysoup Friends
Date Posted: 10/1/2007 8:48:00 PM
Believe
Date Posted: 9/18/2007 1:45:00 PM
Update on "First Time Home Buyer"
Date Posted: 8/30/2007 11:03:00 AM
In the mind of a Dreamer!
Date Posted: 7/30/2007 1:27:00 PM
Busy, Busy, Busy
Date Posted: 7/27/2007 4:50:00 PM
Sweet voices calling out
Date Posted: 7/20/2007 9:09:00 AM
Thank you for your comments
Date Posted: 7/13/2007 3:11:00 PM
First Time Home Buyer.
Date Posted: 7/10/2007 2:55:00 PM

My Recent Poems

Date PostedPoemTitleFormCategories
9/12/2013 A Mother's Grief Free versedeath
5/24/2012 A Partial telling of the Molested Child I do not know?childhood,confusion,fear,
5/23/2012 My Plea Lyricdepression,life,song-lyri
9/23/2011 Loss Alliterationconfusion,
7/14/2011 Love Unconditional Rhymeanniversary,devotion,husb
7/14/2010 Happy Anniversay Free verseanniversary,devotion,love
6/22/2010 Life On Hold..... Rhymelifeday,
12/9/2009 Christmas Poem Rhymeholiday
11/10/2009 Tattered Heart Rhymeloss,love,heart,heart,lov
8/11/2009 The Gift Rhymefaith,hope,life,loveme,li
8/11/2009 Sleep Depravation Haikulifelonging,
8/10/2009 A New Day Couplethope,peace,uplifting
4/8/2009 LIBRA Acrostic 
4/8/2009 Eternal Torment Rhymeangst,confusionme,
3/25/2009 My Little Girl Free versechildhood,daughter,happin
3/24/2009 Love Me Rhymedevotion,husband,loveme,l
2/11/2009 Anxiety Rhymeangst,confusion,life
1/8/2009 Slowing Down Rhymechildhood,education,famil
8/13/2008 Inspire Me Rhymefriendship,hope,husband,l
7/21/2008 Call Into The Night Rhymeangst,confusion,death,dep
6/15/2008 Because You Didn't Have To Be Rhymedevotion,father,love,me,l
5/15/2008 Purpose Sonnetangst,depression,introspe
3/21/2008 Birthday Wishes Rhymechildhood,daughter,philos
2/20/2008 Plea for Sanity Rhymeangst,confusion,depressio
2/20/2008 13 Years Rhymehusband,love,wife,day,lov
12/12/2007 A Sisters Love Rhymebrother,devotion,family,h
12/3/2007 Turmoil Lyricconfusion,depression,hope
10/16/2007 Loves Embrace Lyriclove,passion,time,me,time
10/13/2007 Is This It Rhymeangst,caregiving,confusio
10/12/2007 Autumn Haikunature,
9/21/2007 Beautiful Shelby Rhymedaughter,happiness,hope,l
9/21/2007 To My Daddy I do not know?childhood,family,father,
9/20/2007 Forever I do not know?devotion,family,friendshi
9/20/2007 Because Of You I do not know?hope,husband,love,heart,h
9/20/2007 Today Coupletfaith,philosophy,
8/30/2007 Overprotective Rhymecaregiving,family,life,mo
8/10/2007 Longing for Peace Rhymeconfusion,depression,life
7/10/2007 SOLDIER Acrosticdevotion,passion,thank yo
7/9/2007 FAMILY Acrosticfamily
7/9/2007 FATHER Acrosticfather
7/3/2007 To My Angel Mother Lyriccaregiving,daughter,famil
6/28/2007 Life's Path Rhymefaith,life,future,me,i lo
6/22/2007 Sweet Emily Rhymedaughter,faith,happiness,
6/20/2007 HOPE Rhymefaith,hope,inspirational,
6/19/2007 Grandma Rhymefamily,happiness,love,lov
6/19/2007 Screaming In Silence Rhymeangst,confusion,death,dev
6/19/2007 Hidden Beauty Rhymelove,peace,uplifting,
6/18/2007 TO JAMES Rhymedevotion,husband,life,lov

My Photos


ps_EmilyShelby.JPG

Fav Poems

PoemTitleFormCategories
To Believe or Not To Believe: The Power of Unbelief Ode inspirational,life,philos
Yes, There Really is Monsters Sonnetchildhood,recovery from..
The Island of Unlived Dreams Imagismhope,life,sea,
MOLESTED Acrosticchildhood,recovery from..
BIPOLAR Acrosticrecovery from...,sad,
Mental Shoes Sonnetlife,recovery from...,sad
Precious Time . I do not know?life,time,
Failure Free versepolitical,social,prayer,
Last Sunday Lyricangst,introspection,life,
Dry Tears Rhymehusband,introspection,los
Thats a sin Coupletconfusion,faith,life,peop
Rejected Lyricchildhood
My Pen Collection Coupletdevotion,faith,hope,life,
Infected Rhymeintrospection,life,sad,
A Date With Destiny Rhymelife
The perfect moment Lyricfriendship,hope,peace,rom

Fav Poets

PoetCountry 
Emily Fontes United States Flag United States Read
Crystal Bourret Canada Flag Canada Read
sharon Winter United States Flag United States Read
Michael Jordan United States Flag United States Read
Stacy Stiles United States Flag United States Read
Michelle Seher United States Flag United States Read