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Kirstie Fontes's Blog

About Kirstie Fontes
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Woman, Libra, Mother, Daughter, Sister, Portuguese, Singer, Writer, Reader, Pepsi Drinker, Texter, Music Lover, Friend, Shopaholic, Picture Taker, God’s Child, Romantic, Brunette, Movie-goer, Meat Eater, Spectator, Day Dreamer, Homebody, People Watcher, Optimist, Sun Lover, Odd Ball, Prayer, Introvert, Finger Crosser, Believer.


 

Most Recent Blog Post


First Time Home Buyer.
Blog Posted:7/10/2007 2:55:00 PM

 

 

I have been working on buying my first home for about a year now.  The credit is cleaned up and the financing is there.  I put in an offer on a house last night and found out this morning that it was accepted.  I'm really not sure if I should be elated or scared out of my mind.  This has always been such a big deal to me.  It’s always been something I avoided due to fear.  It is just such a big step.  I would love to receive any insight or suggestions on this matter.

Thank you soup family,

Kirstie  

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  1. Date: 7/13/2007 6:09:00 PM
    Buying a house is both, joyous and stressful. Remember to breath and like a wise boy scout once said, always be prepared.....good luck and congratulations!!! Crystal

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  1. Date: 7/13/2007 6:30:00 AM
    Having been in finance for over twenty years, I would simply suggest this: Watch out for extra hidden fees, changes in the final paperwork, etc. You MUST stay on top of things or the lender will eat you for lunch. There are many predatory lenders out there, especially when it comes to someone as yourself who has "cleaned up" their credit: many lenders will boost things to suggest you didn't qualify, things "changed", etc. READ THE FINE PRINT, DO NOT SIGN WITHOUT AN ATTORNEY!

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  1. Date: 7/10/2007 4:38:00 PM
    Go for the house. You're building equity and net worth, instead of dropping it down a rental drain. Don't forget that when you are 55 or over you can sell the home for up to a quarter million without paying taxes on the profit. There are advantages to both. You just have to weigh them both and do what's best for you and the family. Have a great day. Vince

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My Past Blog Posts

 
How do I go on..........
Date Posted: 8/11/2013 8:23:00 AM
My life is in a shit house....
Date Posted: 5/23/2012 4:03:00 PM
Happy Veterans Day
Date Posted: 11/11/2010 7:41:00 AM
Man's Search for Meaning
Date Posted: 9/13/2010 1:41:00 PM
On the issue of taking kids to school on the first day...
Date Posted: 8/30/2010 10:05:00 AM
WAITING..........
Date Posted: 6/22/2010 11:51:00 AM
Que Sera, Sera
Date Posted: 8/11/2009 9:21:00 AM
I'm Back .... Kinda
Date Posted: 12/3/2007 12:48:00 AM
Now I have Pneumonia!!!!!!!
Date Posted: 10/19/2007 6:03:00 PM
Thanks to all my Poetrysoup Friends
Date Posted: 10/1/2007 8:48:00 PM
Believe
Date Posted: 9/18/2007 1:45:00 PM
Update on "First Time Home Buyer"
Date Posted: 8/30/2007 11:03:00 AM
In the mind of a Dreamer!
Date Posted: 7/30/2007 1:27:00 PM
Busy, Busy, Busy
Date Posted: 7/27/2007 4:50:00 PM
Sweet voices calling out
Date Posted: 7/20/2007 9:09:00 AM
Thank you for your comments
Date Posted: 7/13/2007 3:11:00 PM
First Time Home Buyer.
Date Posted: 7/10/2007 2:55:00 PM

My Poems

12
Date PostedPoem TitleFormCategories
9/12/2013A Mother's GriefFree versedeath
5/24/2012A Partial telling of the Molested ChildI do not know?childhood,confusion,fear,
5/23/2012My PleaLyricdepression,life,song-lyri
9/23/2011LossAlliterationconfusion,
7/14/2011Love UnconditionalRhymeanniversary,devotion,husb
7/14/2010Happy AnniversayFree verseanniversary,devotion,love
6/22/2010Life On Hold.....Rhymelifeday,
12/9/2009Christmas PoemRhymeholiday
11/10/2009Tattered HeartRhymeloss,love,heart,heart,lov
8/11/2009The GiftRhymefaith,hope,life,loveme,li
8/11/2009Sleep DepravationHaikulifelonging,
8/10/2009A New DayCouplethope,peace,uplifting
4/8/2009LIBRAAcrostic 
4/8/2009Eternal TormentRhymeangst,confusionme,
3/25/2009My Little GirlFree versechildhood,daughter,happin
3/24/2009Love MeRhymedevotion,husband,loveme,l
2/11/2009AnxietyRhymeangst,confusion,life
1/8/2009Slowing DownRhymechildhood,education,famil
8/13/2008Inspire MeRhymefriendship,hope,husband,l
7/21/2008Call Into The NightRhymeangst,confusion,death,dep
6/15/2008Because You Didn’t Have To BeRhymedevotion,father,love,me,l
5/15/2008PurposeSonnetangst,depression,introspe
3/21/2008Birthday WishesRhymechildhood,daughter,philos
2/20/2008Plea for SanityRhymeangst,confusion,depressio
2/20/200813 YearsRhymehusband,love,wife,day,lov
12

My Photos


ps_EmilyShelby.JPG

Fav Poems

Poem TitleFormCategories
To Believe or Not To Believe: The Power of UnbeliefOde inspirational,life,philos
Yes, There Really is MonstersSonnetchildhood,recovery from..
The Island of Unlived DreamsImagismhope,life,sea,
MOLESTEDAcrosticchildhood,recovery from..
BIPOLARAcrosticrecovery from...,sad,
Mental ShoesSonnetlife,recovery from...,sad
Precious Time .I do not know?life,time,
FailureFree versepolitical,social,prayer,
Last SundayLyricangst,introspection,life,
Dry TearsRhymehusband,introspection,los
Thats a sinCoupletconfusion,faith,life,peop
RejectedLyricchildhood
My Pen CollectionCoupletdevotion,faith,hope,life,
InfectedRhymeintrospection,life,sad,
A Date With DestinyRhymelife
The perfect momentLyricfriendship,hope,peace,rom

Fav Poets

PoetCountry 
Emily Fontes United States Flag United States Read
Crystal Bourret Canada Flag Canada Read
sharon weimer United States Flag United States Read
Michael Jordan United States Flag United States Read
Stacy Stiles United States Flag United States Read
Michelle Seher United States Flag United States Read