We are working on the website today. Unfortunately, all emailing features are down.
Submit Your Poems
Get Your Premium Membership

Natalie The Rogue Rhymer's Blog

About Natalie The Rogue Rhymer
(Show Details...)
Bloggers Photo

Genius…or criminal…what do you think?


Blog Posted:9/3/2011 6:31:00 PM
 

Genius…or criminal…what do you think?

 

Ok so I was at the hot springs in Desert Hot Spring (yeah I am crazy b/c it is usually like 115 degrees there but this was in the morning so it was like 90) and this lady starts talking to me.  She went on whine about how the bank “took her house” and that she had to declare bankruptcy (this is within 20 seconds of meeting me, btw).  She continued to try to make me feel bad for her by telling me about how all of her credit cards canceled her.  “I used to have every credit card,” she bragged.  So, basically she is not the brightest crayon in the box and unquestionably not a talented money manager to say the least, I know. 

She went on to boast about her son…and tell me that he is such a ‘genius’.  Why, you may ask?  Well she told me her son knew he was ‘under water’ with his house a few years back.  So, he willfully decided to ‘take out as much as he could’ on his house (maybe he had a line of credit and the bank didn’t rescind the line in time so he maxed it?) and then proceeded to pay cash for a new house (that was ‘way bigger and better’) and just ‘let the other one go.’  She told me, ‘he is the smartest guy in the world.’  In CA you can ‘walk away’ from a loan without repercussions, I’ve been told.

So, ok, admittedly many people did get ‘over their heads’ a few years back when the banks tried hard to convince everyone to ‘Tap into your home equity’ and that ‘Your house is your cash cow” and that is about as far as I will ever go agreeing with Michael Moore.  Not all of us fell for this, but Countrywide and many other banks did try hard to convince us.    That situation is different. 

What her son deliberately did was inexcusable IMHO!  The whole time she was telling me this story I really thought the act was criminal, not genius (though I didn’t tell her this b/c she was bigger than me and probably could’ve kicked my behind).  I know it isn’t ‘technically’ against the law but it is still criminal in my eyes.

What do you think?

Please Login
 
  1. Date: 9/10/2011 11:41:00 PM
    This is a common practice and, yes, it is criminal. People start businesses with the idea of running it into the ground and milking it for all its worth and letting its creditors high and dry.There is little repercussion for doing this. These criminals affect our interest rates and our economy.

    Login to Reply
  1. Date: 9/3/2011 9:13:00 PM
    Yes Francine! That's what I'm sayin' :) Let business owners operate 'their' business the way they want-we as consumers can choose to go there or not :) And there is always the gym the next day-that Latin Heat class kicks me in the behind everytime :) Good luck on your diet and have a good time tonight-I lost 77 lbs. 8 years ago and had a 'cheat night' every week and still lost/kept the weight off-it's good for your metabolism to 'change it up a bit.'

    Login to Reply
  1. Date: 9/3/2011 7:35:00 PM
    I have been dieting for 2 months, on the rare occasion I go out for a meal, please , no one tell me, tonight I am going to a beer and burger fundraiser for a friend with cancer, yes I'd rather it were a salad and diet ice tea fundraiser , but its not , I don't want to know the calories, thank you very much interfering government.

    Login to Reply
  1. Date: 9/3/2011 7:30:00 PM
    BTW I love CA but I think the state is not 'pro-business'. For example, a recent law requires that restaurants w/ 20 or more locations to include the calories of each item 'front and center' on the menu. I haven't had a banana cream pie shake from Sonic since (and trust me, you don't even wanna know how many calories). This new law has caused dimished sales at so many restaurants I've been told (by people who know what they are talkin' about or at least act like they do). I can't even order anything half the time I go out anymore (if I wanna know I'll ask to see how many calories-I don't need the state forcing the restaurant to preach to me on the menu).

    Login to Reply
  1. Date: 9/3/2011 7:19:00 PM
    Thanks Francine and I'm glad that there are laws like that there! Linda that is great, good for you! Chris, thanks for your insight and I agree :) (I've been studying too, btw) Everyone around here hates the banks and blames the banks for all of their issues. It's really 'sad' :( Most people here in CA would probably feel that her son is some hero.

    Login to Reply
  1. Date: 9/3/2011 7:08:00 PM
    Heya Natalie. As Francine already mentioned below, here in Canada this type of action is regarded as criminal behaviour and it catches up to a person very quickly. Obviously this poor woman is semi-retarded to think that her son is a genius for doing this. If he somehow pulled off theft for conversion and used the proceeds towards building a time-machine, or finally figuring out the properties for m-state electro-magnetism, or maybe solving world hunger, I would willingly pull for him to win the Nobel Peace Prize, calling him a genius all in the same breath....but he is just a lil' Kryminal.

    Login to Reply
  1. Date: 9/3/2011 7:04:00 PM
    well Natalie to me it is criminal if we allow ourselves to get pulled into overspending with c.c. debt.. and to lend a card to anyone else is disaster waiting to happen.. criminal for sure.. we always pay for bad decisions in life..takes so long to dig out.. proud to say we are debt free ..yeah..luv..

    Login to Reply
  1. Date: 9/3/2011 6:52:00 PM
    oh, and by the way, adorable picture , nice to meet you Natalie

    Login to Reply
  1. Date: 9/3/2011 6:51:00 PM
    its technically against the law here in Canada, the term for it is theft by conversion , and here a lean would be slappped on the new house faster than you can say Judge Judy

    Login to Reply

My Past Blog Posts

 
Mega Lotto-What would you do with $290 million?
Date Posted: 3/22/2012 10:43:00 AM
I just picked up my new car!!!
Date Posted: 1/6/2012 8:43:00 PM
Poetry Soup Year-End Award Results :)
Date Posted: 12/26/2011 9:45:00 PM
Anyone want to read my winning short story?
Date Posted: 12/16/2011 8:03:00 PM
Last Call-Poetry Soup Year-End Awards...only a few days left to vote!
Date Posted: 12/9/2011 9:43:00 AM
Poetry Soup 'Just For Fun' Year-End Awards…Most Likely To…Please VOTE!!!
Date Posted: 11/22/2011 4:14:00 PM
Help from parents/teachers/aunts/etc. of 6-8 year olds
Date Posted: 11/21/2011 11:57:00 PM
If you could pick...how would you want to die? "Die a fun death" Contest
Date Posted: 11/18/2011 3:26:00 PM
Sleazy or Sexy? Game
Date Posted: 11/17/2011 10:45:00 PM
I was a contestant on a gameshow yesterday...wanna see?
Date Posted: 11/3/2011 2:15:00 PM
Edited...Which is True…Is it #1 or #2? Updated w/ answer :)
Date Posted: 11/2/2011 5:05:00 PM
How old is too old to trick or treat?
Date Posted: 10/31/2011 10:46:00 PM
Ungrateful Panhandlers
Date Posted: 10/30/2011 7:43:00 PM
Happy Hour-What R U Havin' Today?
Date Posted: 10/14/2011 4:45:00 PM
I survived...Thanks for all of the advice :)
Date Posted: 10/2/2011 6:11:00 PM
Help...Advice on camping please :)
Date Posted: 9/29/2011 10:59:00 PM
‘Criminal or Genius’ contest results posted
Date Posted: 9/28/2011 4:31:00 PM
Genius…or criminal…what do you think?
Date Posted: 9/3/2011 6:31:00 PM
Burlesque Twist Winners Posted-Congrats :)
Date Posted: 8/17/2011 9:13:00 PM
Burlesque Twist-New Contest & wish me luck at the race track :)
Date Posted: 8/10/2011 5:27:00 AM
Cellphones in the sauna...What annoys YOU? Results Posted :)
Date Posted: 8/2/2011 8:37:00 PM
‘Talkin’ Technology’ winners announced and hear about my method of judging/new contest!
Date Posted: 7/24/2011 7:07:00 PM
Talkin' Tech. New Contest-I hope you'll consider entering :)
Date Posted: 7/11/2011 8:41:00 PM

My Recent Poems

Date PostedPoemTitleFormCategories
9/16/2012 Ode to Vie My Love Hate Poem Rhymesatire,beautiful,beautifu
9/14/2012 My Slutty Aunt's Wedding Rhymesatire,wedding,wedding,
6/30/2012 The Devil Moved in Next Door Villanelleslam,
6/10/2012 Pal in a Tumbler Diminished Hexaversenostalgia,
6/10/2012 Early Retirement Narrativesatire,teacher,night,nigh
6/3/2012 Streaking at the Mall Limerickurban,
3/11/2012 If I were a Guy, I'd Rhymesatire,
2/19/2012 skaterboy's delight Haikuromance,teen,
2/18/2012 moles last supper Haikunature,
2/11/2012 I've Got a Big Butt and I Cannot Lie Monorhymeslam,
2/9/2012 Love in Ten Year Increments Footlelove,
1/21/2012 Anvil Dreams Quintellaloss,sad,
1/17/2012 My favorite thing about Poetry Soup Free versepeople,
1/17/2012 Breakup Text Limerickgirlfriend-boyfriend,slam
1/17/2012 Strong Women Free versepassion,woman,
1/14/2012 Time to Pay the Toll Villanelleloss,passion,
1/13/2012 Lee Ramage-Our random plea Monorhymedevotion,
1/3/2012 Love -n- the Lottery Limerickpassion,satire,i love you
12/27/2011 Mile High Consequences Limerickfantasy,romance,
12/23/2011 I Just Can't Win Rhymeromance,wife,
12/23/2011 Rusty Remnants Kimolost love,
12/21/2011 To-Susan, From-Natalie Free versededication,
12/18/2011 My New Year's Wish For You Acrosticdedication,inspirational,
12/17/2011 Morning Grief Kimodepression,
12/15/2011 HEADS UP-Quirky Cook Off Free verseadventure,cowboy,
12/12/2011 Blamin' My Affliction Free verseintrospection,life,write,
12/12/2011 My New Year's Resolution Haikufood,inspirational,
12/8/2011 The Gift of Life Rondeauhope,life,life,
12/8/2011 My Life Mission Free verselife,
12/6/2011 Cellblock Follies Limericklife,slam,
12/2/2011 Silver Strands Rhymeintrospection,me,
11/29/2011 Regrettably Stagnant Haikuhope,
11/18/2011 Virgin vs Vixen Diamantepassion,
11/18/2011 Spice Morphs to Beauty Epulaeryufood,thanksgiving,
11/17/2011 Bitter Reality Sedokasad,
11/16/2011 Her Loveliness-A Truly Devine Sunrise Haikunature,
11/9/2011 The Granny Rap Than-Baukinspirational,
11/8/2011 The Scrabble Beast Rhymesocial,
11/7/2011 huntsman craves trophy Senryunature,seasons,
11/6/2011 A Drama Queen's Average Afternoon Free verseimagination,me,me,
10/30/2011 bear's belly grumbles Haikunature,
10/28/2011 Photoshop -N- Produce Limerickfood,
10/10/2011 Haloween Roles Haikuholiday,
10/4/2011 Moronic Murderers Rhymemystery,
9/29/2011 Her Favourite Dish Free versefantasy,
9/29/2011 Fruit Loops Junkie Limerickfood,
9/29/2011 Inevitable Fate Free versefaith,introspection,me,ra
9/26/2011 The Cleaning Lady's Short Rant Coupletlife,
9/25/2011 One Way Ticket Rhymelife,
9/21/2011 The Rogue Rhymer Limerickhusband,wife,
9/18/2011 'Good Girl' Seeks Soul Mate Light Poetryromance,
9/6/2011 The View of Illicit Possibilities Tankafantasy,
9/5/2011 The Pompous Hunt for Perfection Acrosticintrospection,
8/28/2011 So Little Time So Many Secrets Monorhymepassion,time,fun,time,
8/28/2011 Clever Insanity Free verseimagination,life,me,cowbo
8/9/2011 Jealousy in Unexpected Places Narrativepeople,happy,missing,woma
8/7/2011 It's Complicated Than-Baukgirlfriend-boyfriend,pass
8/1/2011 The 'Lucky' Puck Light Poetrypeople,emo,
7/23/2011 The Lighter Side of Me Rhymelifelove,
7/5/2011 Gazing at the Brighter Side Rhymededication
7/3/2011 Dimming Dreams Verseloss,sad
6/25/2011 Wistful Aging Free versepassion,visionary,beauty,
6/17/2011 Careless Internet Searches Limerickadventure,computer-intern
6/12/2011 Watching The Enemy Float Away Limerickadventure
6/10/2011 Tiny Treasure Rhymededication,devotion,hope,
6/8/2011 Glory Daze Rhymeuplifting
5/29/2011 Evil Banker Free versebusinessme,

My Photos


Fav Poems

PoemTitleFormCategories
His Old Pick-Up Truck Rhymedog,funny,me,old,
Ode To The Toilet Plunger Light Poetryfunny
TOP TEN PEEVES Rhymelife,socialme,me,
Why Pa Ain't Pet Sittin' No More Limerickfunny
In My Opinion Rhymefunnywife,me,
The Greatest Poet Ever Rhymefunnywrite,me,write,
When Madness Rides on Moonlight Sestinagod,life,
Wisdom of the Cougar Rhymelife,philosophymen,men,
Home Brew Limerickfriendship
Boozer Not a Loser Limerickfunnywine,
Dino Limerickfunny
Cat-Think Rhymeanimals,funnycat,me,
Retired Romance : Repost Light Poetryloveold,old,
This grinds my gears Rhymefunnyme,car,me,money,
Murphy's Lesser Known Laws Rhymefunny,
One Night Stand Free verseslam,care,care,me,
The Bird is the Word Light Poetryfunny,holiday,thanksgivin
Permanent Check-Mate Rhymeallegory,introspection,li
The Optimistic Pessimists Resolutions Light Poetryfunny,holiday,me,me,time,

Fav Poets

PoetCountry 
Carolyn Devonshire United States Flag United States Read
Carrie Richards United States Flag United States Read
Debbie Guzzi United States Flag United States Read
wala na Philippines Flag Philippines Read
Robert A. Dufresne United States Flag United States Read
Linda-Marie SweetHeart Italy Flag Italy Read
SillyBilly theKidster United States Flag United States Read
Andrea Dietrich United States Flag United States Read
Robert L. Hinshaw United States Flag United States Read
Paula Swanson United States Flag United States Read
RALPH TAYLOR United States Flag United States Read
Chris D. Aechtner Canada Flag Canada Read
Chris Matt United States Flag United States Read
nette onclaud Philippines Flag Philippines Read
Tony Lane United States Flag United States Read
jack horne United Kingdom Flag United Kingdom Read
ChiquitaChiamaka Baity United States Flag United States Read
Lee Ramage Canada Flag Canada Read
Kate Moore United Kingdom Flag United Kingdom Read