Penurious

[adj] excessively unwilling to spend; "parsimonious thrift relieved by few generous impulses"; "lived in a most penurious manner--denying himself every indulgence"
[adj] not having enough money to pay for necessities

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Synonyms

hard up, impecunious, in straitened circumstances(p), parsimonious, penniless, pinched, poor, stingy, ungenerous

Related Terms

bankrupt, beggared, beggarly, begrudging, cheap, chintzy, destitute, dirt, flat broke, grudging, hard up, impecunious, impoverished, indigent, mean, mingy, miserly, near, necessitous, needy, niggard, niggardly, parsimonious, penniless, penny-pinching, pin