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Enter Poem or Quote (Required)Required Is a Million Dollars Enough to Retire on? By Elton Camp We once thought that one who is a millionaire Is a person who will never have financial care But let’s say that you are getting ready to retire Will this be enough to live on until you expire? Assume that you draw out four percent per year That’s a responsible figure is what we now hear That would provide $40,000 to meet your need A reasonable sum if house is free and no greed No need to worry about retirement any more? Doesn’t sound as bad as what I’ve heard before But one really major problem does still remain Just exactly how will that million you obtain? Suppose that you work from twenty to sixty-five To gain $22,000 average a year you must strive Not all of this would you be compelled to save You can include what return on investment gave I have to wonder just where safe investment went Certificates of deposit now pay about half a percent On more risky type investments do you dare depend? Loss of your funds will bring retirement to an end Compare what your saving and investments are now Is that likely to come to greatly increase somehow? Could you right now save $22,000 by a year’s end Even if, on doing so, your very life did depend? So whether a million saved is enough, you see Actually has very little relevance to most like me So without a pension, can you now see just why Some say they must continue to work till they die?
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